I know why the other neighbor has been waiting...he had a tree on the other side of his yard hit a neighbor's house...they had house damage. Need to fix house before our fence. Get that. Plus I think it is going to cost a few thousands of $$$ to remove the one tree leaning on the others. Poor guy.
What I have learned about insurance concerning trees:
- If your tree falls in a neighbor's yard, you pay for it. Insurance doesn't cover it.
- If a neighbor's tree falls in your yard, your insurance might cover it and his will not. Yes, even though his tree damaged your property.
- Now if that said tree fell into the lake, the owner of the tree's insurance will cover the cost to remove...I guess it is considered community property.
- It is too confusing to figure out! Just fix it so my pups can run around again.